LICENSED MORTGAGE BROKER · STRATFORD, ONTARIO · SERVING CLIENTS PROVINCE-WIDE

Smart Mortgage Solutions.Personalized Financing.Building Wealth Through Real Estate.

With over 25 years of experience in mortgage financing and real estate, I help clients navigate mortgage decisions with confidence. From first-time home purchases and refinancing to renewals and investment properties, I work with a broad network of lenders to explore competitive rates and financing solutions tailored to your individual goals.

Today's Best Rates

in
4.69%

5 Year Fixed

GET RATES
4.44%

3 Year Fixed

GET RATES

Rates as of October 8, 2026

*Illustrative 'insured' purchase rates only. Actual rates depend on borrower profile, lender, and eligibility. Rates are subject to change at any time without notice. Please contact us for a rate quote.

my LENDER NETWORK

More Lenders. More Mortgage Options.

As a licensed Mortgage Broker, I work with a broad network of Canadian banks, credit unions, monoline lenders and alternative financing providers.Every client's financial situation is different. Rather than taking a one-size-fits-all approach, I carefully review your circumstances and explore mortgage solutions from lenders whose products and lending criteria align with your needs.

First-Time Homebuyers
Self-Employed & Incorporated
New to Canada
Investment & Rental Properties
Competitive Rates & Flexible Terms

Your mortgage application is approached strategically. I review your financial profile and identify suitable lending options rather than unnecessarily submitting your application to multiple lenders.

EQ Bank
Home Trust
MCAN
Scotiabank
TD
Meridian
First National
B2B Bank
CMLS
Equitable
Manulife
RFA
Rachelle Czartorynskyj — Stratford Mortgage Broker
ABOUT THE BROKER

Rachelle Czartorynskyj | Licensed Mortgage Broker

Experience You Can Trust. Service That's Personal.

With over 25 years of experience in mortgage financing and real estate, I've built my career on helping clients make informed decisions about property ownership and financing.

My approach is deliberately personal. Whether you're purchasing your first home, refinancing an existing property or expanding a real estate investment portfolio, I take the time to understand your financial circumstances, explore suitable lending options and guide you through the mortgage process.I believe exceptional mortgage service is about more than securing a competitive rate. It's about building lasting relationships, providing clear advice and helping clients make decisions that support their long-term financial goals.

25+Years of Mortgage & Real Estate Experience
PersonalizedMortgage Guidance From Start to Finish
Ontario-WideMortgage Services Across the Province
TWO AREAS OF EXPERTISE

Two Specialties. One Trusted Professional.

With over 25 years of experience in mortgage financing and real estate, I bring together two complementary areas of expertise.From personalized mortgage solutions to thoughtful REALTOR® introductions, my goal is to help clients make informed decisions about property ownership, financing and their long-term financial goals.

CLIENT EXPERIENCES

Kind Words. Lasting Relationships.

Discover what clients have shared about their experiences working with me.

Read My Google Reviews

Let's Talk About Your Mortgage Goals.

Whether you're buying a home, renewing your mortgage, refinancing or exploring investment opportunities, I'm here to help you understand your options and make informed decisions.Your initial consultation is complimentary, confidential and without obligation.